April Goals: My Review April 27, 2007
Posted by gmbmfb in : monthly goals , trackbackToday was pay day, so I updated the sidebar. I put $800 towards my line of credit (almost have that paid off!), $150 for rent, $50 into my RRSP, $150 into the Emergency Fund, and $175 into the Condo Down Payment Fund. I also had to pay my cell phone bill of $42.
The rest of my money went to pay off the charges on the credit card that I’ve spent over the last two weeks, but that was only $158.05 – and that was ALL of my spending for two whole weeks, including groceries. I think that’s pretty good! Anyway, I’m one of those people who charges everything to a credit card, and then I pay the balance off every 2 weeks. With my Visa, I get 1% back on all my purchases, and my Mastercard I get 10 points for every $1 I spend. Once I get 10,000 points, I get $10 worth of groceries. They also give you points for paying bills online, getting pay cheques automatically deposited into your account with them, etc. The BF has the same bank, so we end up combining points. We find that every 3-4 months, we can get $40 worth of groceries. It doesn’t seem like a lot, but it sure feels nice to get a free week’s worth of groceries once in a while just for spending money we would have spent regardless.
Without further ado, my monthly review …
April Goals (end of month review):
- Pay off the rest of my student loan (!!!). I achieved this on April 13th. HOORAH!
- $1,200 towards my line of credit. I was able to contribute $1,455, so I’m happy.
- $100 towards RRSP. DONE. I know I don’t pay enough into it. For May, I’m going to increase the amount to $300/month.
- $200 towards Condo Down Payment Fund. I was able to deposit $300.
- $200 into Emergency Fund. I was able to deposit $250.
- Stay completely on budget for the month. Well, as we all know, I went over budget on my dining out budget. As of right now, I stand to be $6 over, but I’m going for lunch with the BF today, and then going for a cup of tea at Starbucks with my friend.
- Find out whether the client is ready for me to start working on her project. Well, she is not ready for me to start working yet, because she doesn’t know if she has it in her budget to pay me. She suggested that I take on other contracts in the meantime, and once she’s ready, she’ll wait for me to become available.
Related posts:
- April Goals: My Review
- April Monthly Goals
- April 2010 Goals: My Review
- April Goals: My Review
- October Goals: My Review
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