Medical coverage and my looming surgery

I’m on my boyfriend’s health care plan from his work. So the plan costs approximately $100 per month to be on for the both of us (which is still cheap as hell), but he only has to pay the taxes on the cost of the plan. So taxed at a rate of 22% (it gets taxed as income on his paycheque), it only costs us $22/month for full health care for the both of us, including dental, and a $35 deductible on prescriptions. The prescriptions alone are worth it.

Anyway, the reason why I bring it up is because next Wednesday I have to go in for my wisdom teeth surgery. I know, I should have gotten it done a billion years ago … but I moved for University before I could even really think about it way back when I was 17. The surgery without health care would cost over $2,000, but it is fully covered under my medical plan … all except the general anesthetic, which I’ll have to pay $200 for, because apparently it’s not considered “essential” to the surgery. It’s a far cry from having to pay $2,000, but considering it a non-essential is pretty bold. I mean, would anyone in their right mind have their wisdom teeth taken out without being put under? Honestly, it seems so ridiculous.

There goes another $200, plus any lost wages from days I miss off work … damnit!