Give Me Back My Five Bucks

I’m going to try and be a hardass this month, what with me being so close to being debt free. The only difference this month is I anticipate going out for my friend’s birthday, so I’ll up my $30/month dining out budget to $50. I might not need the $20 breathing room, but at least it’s there! April 2007 goals: Pay off the rest of my student loan (!!!). I will achieve this by April 13th. HOORAH! $1,200 towards my line of credit. I will try to contribute more, if possible. $100 towards RRSP. I want to up my contributions … Continue reading →

I got paid today, so I updated the sidebar! $1,000 towards my student loan, $25 to my condo down payment fund (almost not even worth contributing, but at least it’s something), and $50 into my RRSP. The Emergency Fund won’t get much love for a while, but I’m not that concerned. I don’t foresee any major emergency that could cost me over $500 anyway. Plus, it’ll only be for a month or so until I’m completely out of debt. I also paid $150 rent, and $35 for a new field hockey skirt that my team ordered. My boyfriend and I … Continue reading →

This is along the lines of NIUiceprincess’ post. I know this person in my life. I would consider her to be one of my good friends, but I worry about her. She has no concept about finances and she is definitely not planning towards the future. She has nothing saved for retirement, no emergency fund, at least $15,000 worth of debt, and just bought a new car. Oh, and she’s unemployed. This frightens me, but I never want to talk about it with her, because she can get quite defensive. It makes me upset. I’ve been planting seeds, like Nancy … Continue reading →

That little bit of student loan debt has been driving me INSANE. So to stop me from going crazy, here’s what I propose to do over the next 2 weeks: I currently owe approximately $2,700. This Friday is pay day, so I’ll pay $1,000. I’ll throw in my entire tax refund of $1,300. April 13th pay day, I’ll pay the balance off of around $400!!! So that means it will have taken me one year to get rid of that dumb student loan debt. One year on the dot, as a matter of fact. The seemingly unbelievable goal will be … Continue reading →

Well, I went and blew my $50 budget on the BF’s birthday present. There was this book he really wanted, but after shipping, it was a little over $100. Why was it so expensive? Because it was independently published and not many copies were printed, so the costs are higher. But he really wanted it … and he had only mentioned it a million times to me last week. Plus, it’s apparently a really informative book on the career that he wants to get into, and since it’s such a huge change in careers (from a computer programmer to a … Continue reading →